Privacy Policy
Last updated: January 1, 2025 · Bliss Finance Co, LLC · Cheyenne, Wyoming, USA
Bliss Finance Co, LLC ("we," "us," "our") respects your privacy. This policy explains what information we collect through blissfinanceco.com, how we use it, and the rights you have over it.
1. Who We Are
We are a fee-only financial planning and wealth management firm located at 5016 Foxen Ct, Cheyenne, Wyoming 82001, USA. You can reach us at info@blissfinanceco.com or (970) 353-6642.
2. Information We Collect
- Information you give us: name, email address, phone number, selected service, preferred appointment date, and any message content you submit through our booking form, contact form, or newsletter subscription.
- Client information: if you become a client, we collect additional data required by law and by our advisory agreement (identification, financial records, tax documents). That collection is governed by your client agreement in addition to this policy.
- Automatic data: IP address, browser type, pages visited, and approximate location, collected through server logs and, where enabled, privacy-respecting analytics.
3. How We Use Your Information
- To respond to enquiries and schedule consultations you request.
- To deliver financial planning, advisory and educational services.
- To send our newsletter — only with your explicit consent, and only until you unsubscribe.
- To meet legal, regulatory, and record-keeping obligations applicable to financial firms.
- To protect the security and integrity of our website and systems.
4. Legal Basis for Processing
We process personal data on the basis of your consent (newsletter, enquiry forms), performance of a contract (client engagements), legitimate interest (site security, service improvement), and legal obligation (financial-services record keeping).
5. Cookies & Analytics
We use a minimal number of cookies and local storage entries strictly for site functionality. We do not use advertising trackers, cross-site profiling, or data brokers. You can block cookies in your browser; the site will remain fully usable.
6. Sharing of Information
We never sell, rent, or trade your personal information. We share data only with: (a) service providers who process it on our behalf under contract (e.g., email delivery, secure hosting, qualified custodians); (b) professional collaborators (CPAs, attorneys) strictly with your written permission; and (c) authorities where compelled by law.
7. Data Retention
Enquiry and newsletter data is retained for up to 24 months unless you ask us to delete it sooner. Client records are retained for the period required by applicable financial regulations (generally seven years after the relationship ends), after which they are securely destroyed.
8. Security
We use 256-bit TLS encryption in transit, encryption at rest for stored records, multi-factor access controls, and the principle of least privilege for staff. Client investment assets are held at independent qualified custodians — we never take physical custody of your funds.
9. Your Rights
- Access & correction: request a copy of, or correction to, your personal data.
- Deletion: request deletion of enquiry/newsletter data (subject to regulatory retention for client files).
- Opt-out: unsubscribe from emails via the link in any message or our unsubscribe page.
- State rights: residents of states with comprehensive privacy laws (e.g., California "Shine the Light," Colorado, Virginia) may request disclosure of categories of personal information shared, and we will respond within statutory timeframes. We do not sell personal information, so no sale opt-out is necessary.
10. Children's Privacy
Our services are directed at adults. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us data, contact us and we will delete it promptly.
11. Third-Party Links
Our site may link to third-party resources. We are not responsible for their privacy practices; we encourage you to review their policies.
12. Changes to This Policy
We may update this policy as our practices or the law evolve. Material changes will be noted with a new "last updated" date and, where significant, announced to newsletter subscribers.
13. Contact Us
Privacy questions or requests: info@blissfinanceco.com · (970) 353-6642 · 5016 Foxen Ct, Cheyenne, WY 82001, USA.